:root {
  --cream: #f6f3ec;
  --paper: #fffdf8;
  --dark: #163c35;
  --dark-hover: #235348;
  --accent: #d7ba80;
  --bronze: #806035;
  --ink: #1d332c;
  --muted: #5d6961;
  --line: #d7ddd1;
  --soft: #e9ede3;
  --light-text: #ced8d0;
  --field-dark: #204a40;
  --serif: Georgia, 'Times New Roman', serif;
  --sans: Arial, Helvetica, sans-serif;
  --shadow: 0 18px 50px rgb(22 60 53 / 7%);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 30px; }
body { margin: 0; background: var(--cream); color: var(--ink); font: 18px/1.75 var(--sans); }
button, input, select, textarea { font: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
button { cursor: pointer; }
a { color: inherit; text-underline-offset: 4px; }
a, button, input, select, textarea, summary { touch-action: manipulation; }
:focus-visible { outline: 3px solid var(--bronze); outline-offset: 4px; }
.contact-section :focus-visible, .service-featured :focus-visible { outline-color: var(--accent); }
button:disabled { cursor: default; transform: none; }
h1, h2, h3, h4, p { margin-top: 0; }
h1, h2, h3 { font-weight: 400; }
h1, h2 { font-family: var(--serif); line-height: 1.07; letter-spacing: -.045em; }
h1 { font-size: clamp(54px, 5.65vw, 84px); margin: 27px 0; }
h2 { font-size: clamp(36px, 4vw, 55px); margin: 17px 0 26px; }
h1 em, h2 em { color: var(--bronze); font-weight: 400; }
p { margin-bottom: 19px; }
section { scroll-margin-top: 30px; }
[hidden] { display: none !important; }
.section-shell { width: 100%; max-width: 1340px; margin-inline: auto; padding-inline: 64px; }
.eyebrow { color: var(--bronze); font-size: 14px; line-height: 1.6; letter-spacing: .15em; font-weight: 700; margin: 0; }
.small-line { display: inline-block; width: 28px; border-top: 1px solid; margin-right: 10px; vertical-align: middle; }
.button { display: inline-flex; align-items: center; justify-content: center; gap: 23px; padding: 16px 23px; border: 1px solid transparent; border-radius: 7px; font-size: 16px; line-height: 1.5; font-weight: 600; text-decoration: none; transition: background .2s, border-color .2s, box-shadow .2s; min-height: 48px; }
.button:hover { box-shadow: 0 5px 15px rgb(22 60 53 / 9%); }
.button span { font-size: 20px; font-weight: 400; }
.button-small { padding: 11px 15px; font-size: 16px; gap: 17px; line-height: 1.5; }
.button-outline { border-color: var(--dark); background: transparent; color: var(--dark); }
.button-outline:hover { background: var(--soft); }
.button-dark { background: var(--dark); color: var(--paper); }
.button-dark:hover { background: var(--dark-hover); }
.button-accent { background: var(--accent); color: var(--dark); }
.button-accent:hover { background: #e5cfa6; }
.button-white { background: var(--paper); color: var(--dark); }
.button:disabled { opacity: .62; box-shadow: none; }
.text-link { font-size: 16px; font-weight: 600; text-decoration: none; border-bottom: 1px solid currentColor; padding-bottom: 5px; }
.text-link span { margin-left: 12px; }

/* Identity and language navigation */
.header { width: 100%; max-width: 1340px; min-height: 110px; margin: auto; padding: 22px 48px; display: flex; align-items: center; justify-content: space-between; gap: 22px; border-bottom: 1px solid var(--line); }
.brand { display: inline-flex; align-items: center; gap: 12px; flex-shrink: 0; color: var(--dark); font-size: 18px; line-height: 1.3; letter-spacing: -.025em; font-weight: 600; text-decoration: none; }
.brand-mark { display: grid; place-items: center; width: 42px; height: 45px; flex-shrink: 0; border: 1px solid var(--dark); border-radius: 6px; background: var(--dark); color: var(--accent); font-family: var(--serif); font-size: 19px; font-weight: 400; letter-spacing: -.03em; }
.brand-by { display: block; margin-top: 6px; font-size: 11px; line-height: 1.5; letter-spacing: .1em; font-weight: 500; }
.header nav { display: flex; gap: 20px; font-size: 14px; white-space: nowrap; }
.header nav a { text-decoration: none; }
.header nav a:hover { text-decoration: underline; text-underline-offset: 6px; }
.header > .button { min-height: 48px; white-space: nowrap; }
.language-switch { display: inline-flex; align-items: center; flex-shrink: 0; gap: 2px; border: 1px solid var(--line); border-radius: 7px; padding: 3px; font-size: 14px; line-height: 1.4; white-space: nowrap; }
.language-switch a { display: block; padding: 7px 8px; border-radius: 4px; text-decoration: none; transition: background .2s; }
.language-switch a:hover { background: var(--soft); }
.language-switch a[aria-current='page'] { background: var(--dark); color: var(--paper); }

/* An editorial cover, with the offer as a concrete example */
.hero { display: grid; grid-template-columns: 1.08fr 1fr; align-items: center; gap: 58px; min-height: 730px; padding-top: 68px; padding-bottom: 78px; }
.hero-intro { max-width: 520px; color: var(--muted); font-size: 18px; line-height: 1.8; margin-bottom: 29px; }
.hero-secondary { display: inline-block; margin-left: 21px; }
.hero-footnote { margin: 22px 0 0; color: var(--muted); font-size: 15px; }
.hero-ebook-link { margin: 13px 0 0; color: var(--muted); font-size: 16px; }
.hero-ebook-link span { margin-left: 7px; }
.hero-art { position: relative; display: flex; flex-direction: column; justify-content: center; align-items: center; gap: 20px; isolation: isolate; min-width: 0; padding: 72px 22px 30px; overflow: hidden; border: 1px solid #d9dfd1; border-radius: 200px 200px 18px 18px; background: #e7ebdf; }
.art-grid { position: absolute; z-index: -1; inset: 0; background-image: linear-gradient(rgb(22 60 53 / 5%) 1px, transparent 1px), linear-gradient(90deg, rgb(22 60 53 / 5%) 1px, transparent 1px); background-size: 30px 30px; }
.art-top-label { position: relative; display: flex; align-items: center; justify-content: center; gap: 8px; max-width: 100%; margin: 0; text-align: center; font-size: 12px; line-height: 1.5; letter-spacing: .06em; }
.status-dot { display: inline-block; width: 6px; height: 6px; flex-shrink: 0; border-radius: 50%; background: var(--dark); }
.offer-paper { width: 340px; max-width: calc(100% - 12px); margin: 8px 0; padding: 25px 25px 20px; border: 1px solid #e0e3d8; border-radius: 3px; background: var(--paper); box-shadow: 10px 22px 35px rgb(22 60 53 / 13%); font-size: 12px; line-height: 1.5; transform: rotate(-2deg); }
.paper-heading { display: flex; justify-content: space-between; align-items: center; gap: 15px; padding-bottom: 16px; border-bottom: 1px solid var(--line); font-size: 11px; line-height: 1.4; letter-spacing: .04em; }
.paper-mark { font: 24px/1 var(--serif); letter-spacing: -.04em; }
.paper-kicker { margin: 24px 0 10px; color: var(--bronze); font-size: 11px; letter-spacing: .14em; line-height: 1.5; }
.paper-title { margin-bottom: 24px; font: 34px/1.08 var(--serif); letter-spacing: -.035em; }
.paper-row { position: relative; display: flex; justify-content: space-between; gap: 8px; padding: 11px 0; border-bottom: 1px solid var(--line); font-size: 12px; line-height: 1.5; }
.paper-row b { flex-shrink: 0; font-weight: 500; }
.extras { margin: 0 -6px 27px; padding: 9px 5px; border: 1px solid #ad956e; transform: rotate(1deg); }
.review-note { position: absolute; right: 7px; bottom: -22px; color: var(--bronze); font: italic 12px var(--serif); font-size: 14px; }
.paper-total { display: flex; justify-content: space-between; align-items: center; gap: 10px; font-size: 14px; }
.paper-total small { display: block; color: var(--muted); font-size: 11px; }
.paper-total b { font-size: 20px; letter-spacing: -.04em; }
.paper-check { display: flex; align-items: center; gap: 8px; margin-top: 16px; padding: 9px; border-radius: 3px; background: var(--soft); font-size: 12px; line-height: 1.5; }
.paper-check span { font-size: 13px; }
.paper-small { margin: 11px 0 0; color: var(--muted); font-size: 11px; line-height: 1.5; }
.art-sticker { position: relative; display: flex; align-self: flex-end; align-items: center; gap: 11px; width: 225px; max-width: 100%; margin-top: 5px; padding: 15px; border-radius: 5px; background: var(--accent); color: var(--dark); box-shadow: 3px 6px 15px rgb(22 60 53 / 8%); transform: rotate(3deg); }
.art-sticker > span { font: 31px var(--serif); }
.art-sticker p { margin: 0; font-size: 13px; line-height: 1.5; }
.art-bottom-label { position: relative; max-width: 100%; margin: 0; font-size: 11px; line-height: 1.6; letter-spacing: .1em; text-align: center; }
.principles { display: flex; align-items: center; justify-content: center; gap: 40px; padding: 22px 26px; background: var(--dark); color: var(--cream); font-size: 15px; letter-spacing: .03em; flex-wrap: wrap; }
.principles span[aria-hidden] { color: var(--accent); font-size: 20px; }

/* Services and the purchase process */
.intro-section { padding-top: 98px; padding-bottom: 68px; }
.intro-grid { display: grid; grid-template-columns: 1.1fr 1fr; align-items: start; gap: 90px; }
.intro-grid h2 { font-size: 44px; }
.intro-grid > div { max-width: 455px; padding-top: 20px; color: var(--muted); font-size: 18px; line-height: 1.8; }
.services { padding-top: 30px; padding-bottom: 96px; }
.section-heading { display: flex; align-items: end; justify-content: space-between; gap: 52px; margin-bottom: 40px; }
.section-heading h2 { margin-bottom: 0; }
.section-heading > p { max-width: 410px; margin-bottom: 2px; color: var(--muted); font-size: 18px; line-height: 1.8; }
.service-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 23px; padding-top: 24px; }
.service-card { position: relative; display: flex; flex-direction: column; padding: 33px 28px 28px; border: 1px solid var(--line); border-radius: 12px; background: var(--paper); box-shadow: 0 7px 24px rgb(22 60 53 / 3%); }
.service-number { margin-bottom: 25px; color: var(--bronze); font-size: 12px; line-height: 1.6; letter-spacing: .12em; font-weight: 700; }
.service-card h3 { margin-bottom: 22px; font: 34px/1.17 var(--serif); letter-spacing: -.03em; }
.service-title-detail { display: block; }
.service-card > p:not(.service-number) { min-height: 0; color: var(--muted); font-size: 18px; line-height: 1.8; }
.service-card ul { margin: 0 0 29px; padding: 0; list-style: none; font-size: 18px; line-height: 1.75; }
.service-card li { position: relative; padding: 10px 0 10px 17px; border-bottom: 1px solid var(--line); }
.service-card li::before { content: '↗'; position: absolute; left: 0; color: var(--bronze); }
.service-bottom { margin-top: auto; }
.service-bottom > span { display: block; margin-bottom: 12px; color: var(--muted); font-size: 15px; }
.service-price { display: flex; align-items: baseline; flex-wrap: wrap; gap: 8px 13px; margin: 0 0 20px; color: var(--dark); }
.service-price strong { font: 44px/1.15 var(--serif); letter-spacing: -.04em; }
.service-price span { color: var(--muted); font-size: 15px; line-height: 1.6; }
.service-featured .service-price { color: var(--cream); }
.service-featured .service-price span { color: var(--light-text); }
.services-upgrade { margin: 25px 0 0; padding: 19px 23px; border: 1px solid var(--line); border-radius: 9px; background: var(--soft); color: var(--dark); font-size: 17px; line-height: 1.8; }
.services-upgrade strong { font-weight: 600; }

.service-link { display: flex; justify-content: space-between; align-items: center; gap: 12px; padding-top: 17px; border-top: 1px solid var(--line); font-size: 16px; font-weight: 600; text-decoration: none; }
.service-link span { font-size: 19px; }
.service-link:hover { text-decoration: underline; text-underline-offset: 4px; }
.service-question { display: inline-block; margin-top: 16px; font-size: 16px; line-height: 1.7; text-underline-offset: 4px; }
.service-booking-detail { margin: 0 0 18px; color: var(--muted); font-size: 15px; line-height: 1.75; }
.service-featured .service-booking-detail { color: var(--light-text); }
.service-featured { border-color: var(--dark); background: var(--dark); color: var(--cream); box-shadow: var(--shadow); }
.service-featured .service-number { color: var(--accent); }
.service-featured > p:not(.service-number), .service-featured .service-bottom > span { color: var(--light-text); }
.service-featured li, .service-featured .service-link { border-color: #55746a; }
.service-featured li::before { color: var(--accent); }
.featured-label { position: absolute; top: -21px; left: 23px; right: 23px; display: flex; align-items: center; justify-content: center; min-height: 42px; padding: 6px 10px; border-radius: 20px; background: var(--accent); color: var(--dark); font-size: 12px; line-height: 1.4; font-weight: 700; letter-spacing: .06em; text-align: center; }
.services-note { margin: 25px 0 0; color: var(--muted); font-size: 15px; line-height: 1.8; text-align: center; }
.service-terms-link { display: inline-block; margin-bottom: 17px; color: var(--muted); font-size: 15px; line-height: 1.7; }
.service-featured .service-terms-link { color: var(--light-text); }

/* Calculator access and separate, optional email consent */
.calculator-column { min-width: 0; }
.calculator-access { padding: 32px; border: 1px solid #c7d1c1; border-top: 4px solid var(--bronze); border-radius: 14px; background: var(--paper); box-shadow: var(--shadow); }
.calculator-access h3 { margin: 14px 0; color: var(--dark); font: 34px/1.15 var(--serif); letter-spacing: -.035em; }
.access-intro { margin-bottom: 24px; color: var(--muted); font-size: 18px; }
.access-email-label { display: block; margin-bottom: 8px; font-size: 16px; font-weight: 600; }
#calculator-access-email { display: block; width: 100%; min-width: 0; min-height: 50px; padding: 12px; border: 1px solid #7b8d80; border-radius: 6px; background: var(--paper); color: var(--ink); font-size: 18px; }
#calculator-access-email[aria-invalid='true'] { border-color: #963e32; }
.access-consent { display: flex; align-items: flex-start; gap: 12px; margin-top: 23px; color: var(--ink); font-size: 16px; line-height: 1.75; cursor: pointer; }
.access-consent input { flex-shrink: 0; width: 21px; height: 21px; margin: 4px 0 0; accent-color: var(--dark); }
.access-optional { margin: 10px 0 23px 33px; color: var(--muted); font-size: 15px; line-height: 1.7; }
#calculator-access-submit { width: 100%; }
.access-privacy { margin: 16px 0 0; color: var(--muted); font-size: 15px; line-height: 1.75; }
.access-status { margin: 14px 0 0; color: var(--dark); font-size: 16px; line-height: 1.75; }
.access-status:empty { display: none; }
.access-status[data-state='error'] { padding: 12px; border: 1px solid #d3a198; border-radius: 6px; background: #fbeeea; color: #842d24; }
.access-confirmation { margin-bottom: 18px; color: var(--dark); font-size: 16px; }
.calculator-locked-notice { padding: 26px; border: 1px solid var(--line); border-radius: 12px; background: var(--soft); }
.calculator-locked-notice p { max-width: 740px; margin-bottom: 18px; font-size: 18px; }

/* Interactive financing calculator */
.example-section { padding: 88px 0; border-block: 1px solid var(--line); background: var(--soft); }
.example-grid { display: grid; grid-template-columns: .94fr 1.06fr; align-items: center; gap: 80px; }
.example-grid h2 { font-size: 51px; }
.example-copy > p:not(.eyebrow) { max-width: 400px; color: var(--muted); font-size: 18px; line-height: 1.8; }
.example-grid .example-disclaimer { margin-top: 27px; font-size: 15px; }
.calculator { min-width: 0; padding: 34px; border: 1px solid #c7d1c1; border-radius: 14px; background: var(--paper); box-shadow: var(--shadow); }
.calc-top { display: flex; align-items: center; justify-content: space-between; gap: 15px; margin-bottom: 24px; color: var(--bronze); font-size: 14px; line-height: 1.5; letter-spacing: .1em; font-weight: 700; }
.calc-top > span:last-child { font-size: 24px; line-height: 1; font-weight: 400; }
.calc-fields { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 17px 15px; margin-bottom: 18px; }
.calc-field { display: flex; flex-direction: column; min-width: 0; }
.calc-field:first-child { grid-column: 1 / -1; }
.calc-field label { margin-bottom: 7px; color: var(--ink); font-size: 16px; line-height: 1.5; font-weight: 600; }
.calc-field:not(:first-child) label { min-height: 3em; }
.calc-field input { width: 100%; min-width: 0; min-height: 48px; padding: 11px 12px; border: 1px solid #7b8d80; border-radius: 6px; background: var(--paper); color: var(--ink); font-size: 18px; line-height: 1.4; font-variant-numeric: tabular-nums; }
.calc-field input[aria-invalid='true'] { border-color: #963e32; }
.calc-field input:disabled { border-color: var(--line); background: #edf0e8; color: var(--muted); cursor: not-allowed; }
.calc-field-help { margin: 6px 0 0; color: var(--muted); font-size: 15px; line-height: 1.6; }
.calc-actions { display: flex; align-items: start; justify-content: space-between; flex-wrap: wrap; gap: 9px 15px; margin: 4px 0 17px; }
.calc-actions > span { padding-block: 5px; color: var(--muted); font-size: 14px; line-height: 1.6; }
#reset-calculator, .calc-reset { border: 0; padding: 5px 0; background: transparent; color: var(--bronze); font-size: 16px; text-decoration: underline; text-underline-offset: 4px; }
#reset-calculator:disabled { color: var(--muted); text-decoration: none; opacity: .6; }
#calc-error { margin: 12px 0; padding: 12px 14px; border: 1px solid #d3a198; border-radius: 6px; background: #fbeeea; color: #842d24; font-size: 16px; line-height: 1.65; }
#calc-error:empty { display: none; }
.term-toggle { display: flex; gap: 5px; padding: 5px; border: 1px solid var(--line); border-radius: 8px; background: var(--soft); }
.term-button { flex: 1; min-width: 0; min-height: 44px; border: 1px solid transparent; border-radius: 5px; padding: 10px; background: transparent; color: var(--dark); font-size: 16px; line-height: 1.4; transition: background .2s; }
.term-button:hover { background: #dde4d7; }
.term-button.active { background: var(--dark); color: var(--paper); }
.term-button:disabled { opacity: .5; background: transparent; color: var(--muted); cursor: not-allowed; }
.calc-result { min-width: 0; }
.calc-result > p { margin: 26px 0 5px; color: var(--muted); font-size: 16px; }
.calc-payment { display: flex; align-items: baseline; flex-wrap: wrap; gap: 4px 10px; min-width: 0; }
.calc-payment > span { min-width: 0; max-width: 100%; color: var(--dark); font: clamp(32px, 4.3vw, 57px)/1.2 var(--serif); letter-spacing: -.045em; font-variant-numeric: tabular-nums; overflow-wrap: anywhere; }
.calc-payment > small { color: var(--muted); font-size: 15px; }
.calc-result dl { margin: 23px 0 18px; }
.calc-result dl > div { display: flex; justify-content: space-between; align-items: baseline; gap: 16px; padding: 11px 0; border-top: 1px solid var(--line); font-size: 16px; }
.calc-result dd { min-width: 0; margin: 0; font-weight: 600; font-variant-numeric: tabular-nums; text-align: right; overflow-wrap: anywhere; }
.calc-result .calc-insight { margin-top: 15px; padding: 13px; border-radius: 6px; background: var(--soft); color: var(--dark); font-size: 16px; line-height: 1.75; }
.calc-small { margin: 15px 0 0; color: var(--muted); font-size: 15px; line-height: 1.75; }
.process-section { padding-top: 100px; padding-bottom: 100px; }
.steps { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 30px; list-style: none; padding: 0; margin: 46px 0 0; }
.steps li { border-top: 1px solid #b7c3b5; padding-top: 20px; }
.step-number { color: var(--bronze); font: italic 29px var(--serif); }
.steps h3 { margin: 17px 0 12px; font-size: 18px; line-height: 1.6; letter-spacing: -.02em; font-weight: 600; }
.steps p { margin: 0; color: var(--muted); font-size: 18px; line-height: 1.8; }

/* Author and guide */
.about-section { display: grid; grid-template-columns: .85fr 1.1fr; align-items: center; gap: 95px; padding-top: 0; padding-bottom: 100px; }
.about-art { position: relative; display: flex; flex-direction: column; justify-content: space-between; width: 100%; min-width: 0; aspect-ratio: .93; padding: 36px; border-radius: 14px; overflow: hidden; background: var(--dark); color: var(--accent); }
.about-art::before, .about-art::after { content: ''; position: absolute; width: 300px; height: 300px; right: -100px; top: -100px; border: 1px solid rgb(215 186 128 / 25%); border-radius: 50%; }
.about-art::after { width: 470px; height: 470px; right: -185px; top: -185px; }
.about-initials { position: relative; padding-top: 30px; font: italic 122px/1 var(--serif); letter-spacing: -.1em; }
.about-art-bottom { position: relative; display: flex; justify-content: space-between; align-items: end; gap: 15px; font-size: 14px; line-height: 1.6; letter-spacing: .1em; }
.about-art-bottom > span:last-child { font-size: 60px; line-height: 1; }
.about-copy h2 { font-size: 47px; }
.about-copy > p:not(.eyebrow) { color: var(--muted); font-size: 18px; line-height: 1.8; }
.author-signature { margin-top: 27px; color: var(--dark); font: italic 25px var(--serif); }
.author-signature span { display: block; margin-top: 7px; color: var(--muted); font: 10px/1.7 var(--sans); font-size: 14px; }
.author-signature .book-title { font-style: normal; }
.ebook-section { display: grid; grid-template-columns: .85fr 1.1fr; align-items: center; gap: 95px; padding-top: 74px; padding-bottom: 85px; border-top: 1px solid var(--line); }
.ebook-cover-panel { display: grid; place-items: center; min-width: 0; padding: 48px 35px; border: 1px solid var(--line); border-radius: 14px; background: #e9e9dd; }
.ebook-cover { display: block; width: min(100%, 255px); height: auto; box-shadow: 14px 20px 35px rgb(22 60 53 / 18%); }
.ebook-copy { min-width: 0; }
.ebook-copy h2 { font-size: 51px; margin-bottom: 15px; }
.ebook-author { margin-bottom: 23px; color: var(--muted); font-size: 16px; }
.ebook-copy > p:not(.eyebrow):not(.ebook-author):not(.ebook-format):not(.ebook-note) { max-width: 520px; color: var(--muted); font-size: 18px; line-height: 1.8; }
.ebook-topics { margin: 0 0 24px; padding-left: 19px; color: var(--muted); font-size: 18px; line-height: 1.8; }
.ebook-topics li { padding-block: 4px; }
.ebook-format { margin-bottom: 17px; color: var(--muted); font-size: 15px; letter-spacing: .03em; }
.ebook-price { display: flex; align-items: baseline; flex-wrap: wrap; gap: 12px; margin: 24px 0 20px; }
.ebook-price strong { color: var(--dark); font: 42px/1.15 var(--serif); letter-spacing: -.035em; }
.ebook-price span { color: var(--muted); font-size: 16px; line-height: 1.5; }
.ebook-actions { display: flex; align-items: center; flex-wrap: wrap; gap: 20px; }
.ebook-note { margin: 17px 0 0; color: var(--muted); font-size: 15px; line-height: 1.8; }

/* Answers and consultation */
.faq-section { display: grid; grid-template-columns: .65fr 1fr; align-items: start; gap: 90px; padding-top: 65px; padding-bottom: 100px; border-top: 1px solid var(--line); }
.faq-list { border-top: 1px solid #b7c3b5; }
.faq-list details { border-bottom: 1px solid #b7c3b5; }
.faq-list summary { display: flex; align-items: center; justify-content: space-between; gap: 24px; padding: 21px 0; list-style: none; cursor: pointer; font-size: 18px; line-height: 1.6; font-weight: 600; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary > span { flex-shrink: 0; color: var(--bronze); font-size: 24px; line-height: 1; font-weight: 400; transition: transform .2s; }
.faq-list details[open] summary > span { transform: rotate(45deg); }
.faq-list details p { padding-right: 28px; margin-bottom: 23px; color: var(--muted); font-size: 18px; line-height: 1.8; }
.terms-section { display: grid; grid-template-columns: .65fr 1fr; align-items: start; gap: 90px; padding-top: 65px; padding-bottom: 90px; border-top: 1px solid var(--line); }
.terms-heading h2 { font-size: 42px; }
.terms-heading > p:not(.eyebrow) { color: var(--muted); font-size: 18px; line-height: 1.8; }
.terms-card { min-width: 0; padding: 28px 30px; border: 1px solid var(--line); border-radius: 12px; background: var(--paper); overflow-wrap: anywhere; }
.terms-list { margin: 0; padding-left: 22px; color: var(--muted); font-size: 18px; line-height: 1.8; }
.terms-list li { margin-bottom: 22px; padding-left: 7px; }
.terms-list li:last-child { margin-bottom: 0; }
.terms-list li::marker { color: var(--bronze); font-weight: 600; }
.terms-list h3 { margin: 0 0 7px; color: var(--ink); font-size: 18px; line-height: 1.6; font-weight: 600; }
.terms-list p { margin: 0; }
.terms-scope-note { margin: 24px 0 0; padding-top: 18px; border-top: 1px solid var(--line); color: var(--muted); font-size: 16px; line-height: 1.85; }
.contact-section { padding: 88px 0 80px; background: var(--dark); color: var(--cream); }
.contact-grid { display: grid; grid-template-columns: .85fr 1.15fr; align-items: start; gap: 80px; }
.contact-copy .eyebrow, .contact-copy h2 em { color: var(--accent); }
.contact-copy h2 { margin: 25px 0 26px; font-size: 55px; }
.contact-copy > p:not(.eyebrow) { max-width: 330px; color: var(--light-text); font-size: 18px; line-height: 1.8; }
.contact-status { display: inline-flex; align-items: center; gap: 8px; margin-top: 15px; padding: 8px 12px; border: 1px solid #789285; border-radius: 30px; font-size: 14px; }
.contact-status .status-dot { background: var(--accent); }
.contact-copy .contact-pending { max-width: 340px; margin-top: 15px; font-size: 16px; }
.direct-contact { display: inline-block; margin-top: 11px; font-size: 16px; overflow-wrap: anywhere; }
.contact-reminder { display: flex; align-items: center; gap: 20px; max-width: 340px; margin-top: 36px; padding-top: 24px; border-top: 1px solid #55746a; }
.contact-reminder > span { color: var(--accent); font-size: 43px; }
.contact-reminder p { margin: 0; font-size: 17px; line-height: 1.8; }
.consultation-form { min-width: 0; padding: 32px; border: 1px solid #55746a; border-radius: 13px; background: #194239; }
.form-heading { margin-bottom: 27px; }
.form-heading h3 { margin-bottom: 6px; font: 31px/1.2 var(--serif); letter-spacing: -.03em; }
.form-heading p { margin: 0; color: var(--light-text); font-size: 15px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.field { display: flex; flex-direction: column; min-width: 0; margin-bottom: 19px; }
.field label { margin-bottom: 8px; color: var(--cream); font-size: 16px; line-height: 1.5; }
.field input, .field select, .field textarea { width: 100%; min-width: 0; padding: 12px; border: 1px solid #89a494; border-radius: 6px; background: var(--field-dark); color: var(--cream); font-size: 18px; line-height: 1.5; min-height: 50px; }
.field input::placeholder, .field textarea::placeholder { color: var(--light-text); opacity: 1; }
.field select { appearance: auto; padding-right: 6px; }
.field textarea { min-height: 122px; resize: vertical; line-height: 1.8; }
.field-help { margin: 8px 0 0; color: var(--light-text); font-size: 15px; line-height: 1.8; }
.consent { display: flex; align-items: flex-start; gap: 10px; margin: 4px 0 23px; color: var(--light-text); font-size: 15px; line-height: 1.8; cursor: pointer; }
.consent input { flex-shrink: 0; width: 20px; height: 20px; margin: 3px 0 0; accent-color: var(--accent); }
.consultation-form > button { width: 100%; justify-content: space-between; font-size: 16px; padding: 15px 18px; }
.form-privacy { margin: 15px 0 0; color: var(--light-text); font-size: 15px; line-height: 1.85; }
.request-preview { margin-top: 28px; padding-top: 25px; border-top: 1px solid #789285; }
.request-preview h4 { margin-bottom: 12px; font: 25px/1.3 var(--serif); }
.request-preview > p { color: var(--light-text); font-size: 16px; line-height: 1.8; }
.request-preview textarea { width: 100%; min-height: 220px; padding: 14px; border: 0; border-radius: 6px; resize: vertical; background: var(--paper); color: var(--ink); font-size: 18px; line-height: 1.8; }
.preview-actions { display: flex; flex-wrap: wrap; gap: 9px; margin-top: 14px; }
.preview-actions .button { padding: 11px 12px; font-size: 16px; }
.consultation-form .button:disabled { opacity: .65; box-shadow: none; }
.consultation-form input:disabled, .consultation-form select:disabled, .consultation-form textarea:disabled { opacity: .65; cursor: wait; }
.request-preview #request-status { min-height: 18px; margin: 14px 0 0; color: var(--accent); }
#request-status[data-state='error'] { padding: 12px; border: 1px solid #e6aaa0; border-radius: 6px; background: #3c2a26; color: #ffded5; }
#request-status[data-state='success'] { padding: 12px; border: 1px solid #9fc4a9; border-radius: 6px; background: #254d3b; color: #e0f0df; }
#request-status[data-state='pending'] { color: var(--accent); }

.footer { padding-top: 42px; padding-bottom: 28px; }
.footer-top { display: flex; align-items: center; justify-content: space-between; gap: 28px; padding-bottom: 30px; border-bottom: 1px solid var(--line); }
.footer-top > p { margin: 0; color: var(--bronze); font: italic 19px var(--serif); }
.back-top { font-size: 16px; text-decoration: none; }
.footer-bottom { display: grid; grid-template-columns: 1fr 2fr auto; align-items: start; gap: 26px; padding-top: 22px; color: var(--muted); font-size: 14px; line-height: 1.8; }
.footer-bottom p { margin: 0; }
.footer-terms { display: inline-block; margin-top: 6px; }
.privacy-details { max-width: 340px; }
.privacy-details summary { cursor: pointer; text-decoration: underline; text-underline-offset: 4px; }
.privacy-details p { margin-top: 12px; font-size: 15px; line-height: 1.8; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0; }
.skip { position: fixed; top: -100px; left: 20px; z-index: 100; padding: 11px 20px; border-radius: 6px; background: var(--accent); color: var(--dark); }
.skip:focus { top: 10px; }

@media (max-width: 1180px) {
  .section-shell { padding-inline: 42px; }
  .hero { gap: 35px; min-height: 670px; }
  .hero h1 { font-size: 67px; }
  .hero-secondary { margin: 19px 0 0; }
  .intro-grid, .about-section, .ebook-section { gap: 60px; }
  .service-card { padding: 31px 22px 25px; }
  .service-card h3 { font-size: 30px; }
  .service-card > p:not(.service-number) { min-height: 0; font-size: 18px; line-height: 1.8; }
  .example-grid { gap: 48px; }
  .example-grid h2 { font-size: 45px; }
  .calculator { padding: 28px; }
  .about-copy h2, .ebook-copy h2 { font-size: 44px; }
  .faq-section, .contact-grid { gap: 55px; }
  .contact-copy h2 { font-size: 48px; }
}

@media (max-width: 900px) {
  .hero { gap: 27px; padding-top: 50px; padding-bottom: 58px; }
  .hero h1 { font-size: 55px; }
  .hero-intro { font-size: 18px; line-height: 1.8; }
  .paper-title { font-size: 29px; }
  .paper-total b { font-size: 18px; }
  .principles { gap: 23px; font-size: 15px; flex-wrap: wrap; }
  .intro-grid { gap: 35px; }
  .intro-grid h2 { font-size: 35px; }
  .section-heading { gap: 30px; }
  .section-heading > p { max-width: 275px; font-size: 18px; line-height: 1.8; }
  .service-grid { gap: 15px; }
  .service-card { padding: 29px 17px 23px; }
  .service-card h3 { font-size: 27px; }
  .service-card > p:not(.service-number) { font-size: 18px; min-height: 0; line-height: 1.8; }
  .service-card ul { font-size: 18px; line-height: 1.75; }
  .service-link { font-size: 16px; }
  .featured-label { left: 12px; right: 12px; font-size: 12px; min-height: 42px; top: -21px; letter-spacing: .06em; }
  .example-grid { gap: 30px; }
  .example-grid h2 { font-size: 40px; }
  .calculator { padding: 22px; }
  .calc-fields { gap: 14px 11px; }
  .steps { gap: 23px; }
  .steps h3 { font-size: 18px; }
  .steps p { font-size: 18px; line-height: 1.8; }
  .about-section, .ebook-section { gap: 40px; }
  .about-art { aspect-ratio: .75; padding: 28px; }
  .about-copy h2, .ebook-copy h2 { font-size: 38px; }
  .about-initials { font-size: 100px; }
  .faq-section { grid-template-columns: .55fr 1fr; gap: 35px; }
  .faq-section h2 { font-size: 38px; }
  .contact-grid { gap: 35px; grid-template-columns: .85fr 1.15fr; }
  .contact-copy h2 { font-size: 41px; }
  .consultation-form { padding: 25px; }
  .form-row { grid-template-columns: 1fr; gap: 0; }
  .footer-top > p { display: none; }
  .footer-bottom { grid-template-columns: 1fr 2fr; font-size: 14px; }
  .privacy-details { grid-column: 2; }
}

@media (max-width: 680px) {
  .calculator-access { padding: 25px; }
  .section-shell { padding-inline: 24px; }
  .hero { grid-template-columns: 1fr; gap: 40px; padding-top: 48px; padding-bottom: 48px; }
  .hero h1 { font-size: clamp(43px, 9.5vw, 63px); line-height: 1.07; margin-block: 25px; }
  .hero-intro { max-width: 480px; font-size: 18px; line-height: 1.8; }
  .hero-secondary { margin: 20px 0 0; }
  .hero-footnote { font-size: 15px; }
  .paper-title { font-size: 33px; }
  .paper-total b { font-size: 20px; }
  .principles { gap: 10px; padding: 20px 15px; font-size: 15px; line-height: 1.7; text-align: center; flex-wrap: wrap; }
  .principles span[aria-hidden] { font-size: 15px; }
  .intro-section { padding-top: 64px; padding-bottom: 37px; }
  .intro-grid { grid-template-columns: 1fr; gap: 0; }
  .intro-grid h2 { font-size: 39px; margin-bottom: 20px; }
  .intro-grid > div { padding-top: 0; max-width: none; font-size: 18px; line-height: 1.8; }
  .services { padding-top: 28px; padding-bottom: 65px; }
  .section-heading { display: block; margin-bottom: 35px; }
  .section-heading h2 { font-size: 44px; }
  .section-heading > p { max-width: none; margin: 23px 0 0; font-size: 18px; line-height: 1.8; }
  .service-grid { grid-template-columns: 1fr; gap: 34px; padding-top: 0; }
  .service-card { padding: 30px 27px; }
  .service-card h3 { font-size: 35px; }
  .service-card > p:not(.service-number) { min-height: 0; font-size: 18px; line-height: 1.8; }
  .service-card ul { font-size: 18px; line-height: 1.75; }
  .service-link { font-size: 16px; }
  .service-bottom > span { font-size: 15px; }
  .service-title-detail { display: inline; }
  .featured-label { left: 22px; right: 22px; font-size: 12px; min-height: 42px; top: -21px; letter-spacing: .06em; }
  .services-note { font-size: 15px; }
  .example-section { padding-block: 63px; }
  .example-grid { grid-template-columns: 1fr; gap: 30px; }
  .example-grid h2 { font-size: 44px; }
  .example-copy > p:not(.eyebrow) { max-width: none; font-size: 18px; line-height: 1.8; }
  .example-grid .example-disclaimer { margin-top: 20px; font-size: 15px; }
  .calculator { padding: 26px; }
  .calc-payment > span { font-size: clamp(32px, 8.3vw, 49px); }
  .process-section { padding-top: 65px; padding-bottom: 65px; }
  .steps { grid-template-columns: 1fr 1fr; gap: 30px 25px; margin-top: 32px; }
  .steps h3 { font-size: 18px; }
  .steps p { font-size: 18px; line-height: 1.8; }
  .about-section { grid-template-columns: 1fr; gap: 32px; padding-top: 0; padding-bottom: 65px; }
  .about-art { aspect-ratio: 1.4; min-height: 250px; padding: 30px; }
  .about-initials { padding-top: 0; font-size: 104px; }
  .about-art-bottom { font-size: 14px; }
  .about-art-bottom > span:last-child { font-size: 52px; }
  .about-copy h2 { font-size: 42px; }
  .about-copy > p:not(.eyebrow) { font-size: 18px; line-height: 1.8; }
  .ebook-section { grid-template-columns: 1fr; gap: 33px; padding-top: 58px; padding-bottom: 65px; }
  .ebook-cover-panel { padding: 38px; }
  .ebook-cover { width: min(100%, 235px); }
  .ebook-copy h2 { font-size: 44px; }
  .ebook-note { font-size: 15px; }
  .faq-section { grid-template-columns: 1fr; gap: 21px; padding-top: 54px; padding-bottom: 65px; }
  .faq-section h2 { font-size: 43px; margin-bottom: 0; }
  .faq-list summary { font-size: 18px; padding-block: 21px; }
  .faq-list details p { padding-right: 9px; font-size: 18px; line-height: 1.8; }
  .terms-section { grid-template-columns: 1fr; gap: 25px; padding-top: 54px; padding-bottom: 65px; }
  .terms-heading h2 { margin-bottom: 21px; font-size: 38px; }
  .terms-heading > p:not(.eyebrow) { margin-bottom: 0; font-size: 18px; line-height: 1.8; }
  .terms-card { padding: 24px 20px; overflow-wrap: anywhere; }
  .contact-section { padding-block: 65px; }
  .contact-grid { grid-template-columns: 1fr; gap: 35px; }
  .contact-copy h2 { font-size: 50px; }
  .contact-copy > p:not(.eyebrow), .contact-copy .contact-pending { max-width: none; }
  .contact-reminder { display: none; }
  .consultation-form { padding: 27px 22px; }
  .form-heading h3 { font-size: 31px; }
  .field input, .field select, .field textarea { font-size: 18px; min-height: 50px; }
  .field { margin-bottom: 20px; }
  .form-privacy, .consent, .field-help { font-size: 15px; }
  .request-preview textarea { font-size: 18px; }
  .preview-actions .button { padding: 12px; font-size: 16px; }
  .footer { padding-top: 32px; padding-bottom: 26px; }
  .footer-top { gap: 20px; padding-bottom: 25px; }
  .back-top { font-size: 16px; }
  .footer-bottom { display: flex; flex-wrap: wrap; gap: 16px; font-size: 14px; }
  .footer-bottom > p { flex-basis: 100%; order: 1; max-width: none; }
  .privacy-details { margin-left: auto; max-width: 100%; }
  .privacy-details[open] { flex-basis: 100%; margin-left: 0; order: 2; }
  .privacy-details p { font-size: 15px; }
}

@media (max-width: 480px) {
  .calc-fields { grid-template-columns: 1fr; }
  .calc-field:first-child { grid-column: auto; }
  .calc-field:not(:first-child) label { min-height: 0; }
}

@media (max-width: 360px) {
  .section-shell { padding-inline: 20px; }
  .hero h1 { font-size: 43px; }
  .paper-title { font-size: 30px; }
  .service-card { padding-inline: 23px; }
  .calculator { padding: 22px 19px; }
  .calc-field label { font-size: 16px; }
  .contact-copy h2 { font-size: 45px; }
  .ebook-copy h2 { font-size: 39px; }
  .about-art { min-height: 250px; }
  .footer-top { flex-wrap: wrap; gap: 17px; }
}


/* Larger reading sizes stay consistent across screen widths. */
.header nav { gap: 15px; }
.language-switch a { min-height: 44px; padding: 10px; }
.service-card.service-featured { padding-top: 50px; }
.service-price, .calc-result dl > div { flex-wrap: wrap; }
.calc-result dt { min-width: 0; }
.terms-section, .faq-section, .contact-grid, .intro-grid, .about-section, .ebook-section { min-width: 0; }
.terms-heading, .faq-list, .contact-copy, .about-copy { min-width: 0; }
.footer-top { flex-wrap: wrap; }

@media (max-width: 1280px) {
  .header nav { display: none; }
}

@media (max-width: 900px) {
  .header { display: grid; grid-template-columns: minmax(0, 1fr) auto; align-items: center; gap: 18px 20px; min-height: 0; padding: 24px 34px; }
  .header > .brand { grid-column: 1; grid-row: 1; }
  .header > .button { grid-column: 1 / -1; grid-row: 2; justify-self: start; width: max-content; max-width: 100%; white-space: normal; }
  .language-switch { grid-column: 2; grid-row: 1; }
  .hero { grid-template-columns: 1fr; gap: 42px; }
  .hero-art { width: 100%; max-width: 480px; justify-self: center; }
  .faq-section, .terms-section, .contact-grid { grid-template-columns: 1fr; gap: 30px; }
  .contact-copy > p:not(.eyebrow), .contact-copy .contact-pending { max-width: 620px; }
  .steps { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 680px) {
  .header { padding-inline: 24px; }
  .principles { flex-direction: column; gap: 10px; }
  .principles span[aria-hidden] { display: none; }
  .hero-art { max-width: 430px; padding-inline: 20px; }
  .art-sticker { width: 225px; }
  .about-art-bottom { flex-wrap: wrap; gap: 15px; }
  .footer-bottom { font-size: 14px; }
  .privacy-details p { font-size: 15px; }
}

@media (max-width: 600px) {
  .calc-fields { grid-template-columns: 1fr; }
  .calc-field:first-child { grid-column: auto; }
  .calc-field:not(:first-child) label { min-height: 0; }
}

@media (max-width: 480px) {
  .header { grid-template-columns: minmax(0, 1fr); gap: 18px; padding-inline: 20px; }
  .header > .brand { grid-column: 1; grid-row: 1; }
  .header > .button { grid-column: 1; grid-row: 2; justify-self: stretch; width: 100%; justify-content: space-between; }
  .language-switch { grid-column: 1; grid-row: 3; justify-self: start; }
  .offer-paper { padding: 22px 18px 18px; }
  .steps { grid-template-columns: 1fr; gap: 28px; }
  .service-card { padding-inline: 22px; }
  .consultation-form { padding-inline: 20px; }
  .preview-actions .button { flex: 1 1 100%; justify-content: center; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; animation: none !important; }
}

/* Educational credit references and review of a leasing quote. */
.credit-estimator { padding-top: 88px; padding-bottom: 88px; border-top: 1px solid var(--line); }
.credit-section-heading { display: grid; grid-template-columns: 1fr 1fr; align-items: end; gap: 64px; margin-bottom: 30px; }
.credit-section-heading > div, .credit-section-heading > p { min-width: 0; }
.credit-section-heading h2 { max-width: 25ch; margin-bottom: 0; font-size: clamp(36px, 4vw, 52px); line-height: 1.12; }
.credit-section-heading > p { max-width: 50ch; margin: 0; color: var(--muted); font-size: 18px; line-height: 1.8; }
.credit-notice { padding: 19px 23px; border-left: 3px solid var(--bronze); border-radius: 0 9px 9px 0; background: var(--soft); color: var(--ink); font-size: 18px; line-height: 1.8; }
.credit-privacy { margin: 0 0 28px; color: var(--muted); font-size: 15px; line-height: 1.8; }
.credit-entry-link { margin: 20px 0; font-size: 16px; line-height: 1.7; }
.credit-entry-link a { color: var(--bronze); }
.credit-analysis-form { padding: 30px 32px; border: 1px solid var(--line); border-radius: 14px; background: var(--paper); min-width: 0; }
.credit-analysis-form fieldset { min-width: 0; margin: 24px 0 0; padding: 22px 0 0; border: 0; border-top: 1px solid var(--line); }
.credit-analysis-form legend { max-width: 100%; padding: 0 12px 0 0; color: var(--dark); font-size: 18px; line-height: 1.6; font-weight: 600; }
.credit-input-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 22px; }
.credit-field { display: flex; flex-direction: column; min-width: 0; margin-bottom: 18px; }
.credit-field label { margin-bottom: 8px; color: var(--ink); font-size: 16px; line-height: 1.6; font-weight: 600; }
.credit-field input, .credit-field select { width: 100%; min-width: 0; min-height: 50px; padding: 12px; border: 1px solid #7b8d80; border-radius: 6px; background: var(--paper); color: var(--ink); font-size: 18px; line-height: 1.5; font-variant-numeric: tabular-nums; }
.credit-field input::placeholder { color: var(--muted); opacity: 1; }
.credit-field input[aria-invalid='true'], .credit-field select[aria-invalid='true'] { border-color: #963e32; }
.credit-field input:disabled, .credit-field select:disabled { border-color: var(--line); background: #edf0e8; color: var(--muted); cursor: not-allowed; }
.credit-help { margin: 0 0 18px; color: var(--muted); font-size: 15px; line-height: 1.8; overflow-wrap: anywhere; }
.credit-profile-details { margin: 24px 0; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.credit-profile-details > summary, .credit-methodology > summary { padding: 18px 0; color: var(--dark); font-size: 18px; line-height: 1.7; font-weight: 600; cursor: pointer; }
.credit-details-body { padding-bottom: 10px; }
.credit-details-body > p { color: var(--muted); font-size: 18px; line-height: 1.8; }
.credit-form-actions { display: flex; align-items: center; flex-wrap: wrap; gap: 14px; margin-top: 22px; }
.credit-analysis-error { margin: 16px 0; padding: 14px 16px; border: 1px solid #d3a198; border-radius: 6px; background: #fbeeea; color: #842d24; font-size: 16px; line-height: 1.75; }
.credit-analysis-error:empty { display: none; }
.credit-analysis-results { min-width: 0; margin-top: 30px; padding: 30px 32px; border: 1px solid var(--line); border-radius: 14px; background: var(--soft); }
.credit-analysis-results > h3 { margin-bottom: 24px; color: var(--dark); font: 34px/1.2 var(--serif); }
.credit-analysis-results h4 { margin: 0 0 16px; color: var(--dark); font-size: 20px; line-height: 1.55; font-weight: 600; }
.credit-analysis-results p { font-size: 18px; line-height: 1.8; }
.credit-analysis-results .credit-help { font-size: 15px; }
.credit-result-label { margin: 0 0 8px; color: var(--muted); }
.credit-result-value { max-width: 100%; margin-bottom: 14px; color: var(--dark); font: clamp(32px, 4vw, 48px)/1.25 var(--serif); overflow-wrap: anywhere; }
.credit-comparison { margin-top: 18px; padding-top: 18px; border-top: 1px solid #bac7b9; color: var(--ink); }
.credit-result-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px 26px; margin: 22px 0; }
.credit-result-grid > div { min-width: 0; padding-top: 15px; border-top: 1px solid #bac7b9; }
.credit-result-grid dt { margin-bottom: 8px; color: var(--muted); font-size: 16px; line-height: 1.7; }
.credit-result-grid dd { min-width: 0; margin: 0; color: var(--dark); font: 28px/1.4 var(--serif); font-variant-numeric: tabular-nums; overflow-wrap: anywhere; }
.credit-insight-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 30px; margin-top: 26px; padding-top: 23px; border-top: 1px solid #bac7b9; }
.credit-insight-grid > div { min-width: 0; }
.credit-insight-grid ul { margin: 0; padding-left: 22px; color: var(--ink); font-size: 18px; line-height: 1.8; }
.credit-insight-grid li { margin-bottom: 13px; overflow-wrap: anywhere; }
.credit-methodology { margin-top: 28px; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.credit-methodology > div { max-width: 85ch; padding-bottom: 5px; }
.credit-methodology p { color: var(--muted); font-size: 18px; line-height: 1.8; overflow-wrap: anywhere; }
.credit-sources { margin-top: 25px; color: var(--muted); font-size: 15px; line-height: 1.8; }
.credit-sources p { margin-bottom: 12px; }
.credit-sources ul { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 8px 25px; margin: 0; padding-left: 20px; }
.credit-sources li { min-width: 0; }
.credit-sources a { display: inline-block; padding-block: 5px; color: var(--dark); overflow-wrap: anywhere; }

@media (max-width: 900px) {
  .credit-section-heading { grid-template-columns: 1fr; align-items: start; gap: 24px; }
  .credit-section-heading > p { max-width: 65ch; }
  .credit-insight-grid { grid-template-columns: 1fr; }
}
@media (max-width: 680px) {
  .credit-estimator { padding-top: 60px; padding-bottom: 60px; }
  .credit-analysis-form, .credit-analysis-results { padding: 25px 22px; }
  .credit-input-grid, .credit-result-grid, .credit-sources ul { grid-template-columns: 1fr; gap: 0; }
  .credit-notice { padding: 17px 18px; }
  .credit-analysis-results > h3 { font-size: 30px; }
  .credit-result-grid > div { padding-bottom: 18px; }
  .credit-form-actions { flex-direction: column; align-items: stretch; }
  .credit-form-actions .button { width: 100%; justify-content: center; }
}
@media (max-width: 360px) {
  .credit-analysis-form, .credit-analysis-results { padding-inline: 18px; }
  .credit-notice { padding-inline: 15px; }
}